1. Acceptance of Terms

By accessing or using this website (the “Site”), you acknowledge that you have read, understood, and agree to be bound by these Terms of Use (“Terms”). If you do not agree to these Terms, you must discontinue use of the Site immediately.

2. Permitted Use

You may use the Site solely for lawful purposes and in accordance with these Terms. You agree not to:

• Access or use the Site for any unlawful or harmful purpose;

• Attempt to gain unauthorized access to the Site, its systems, or any related networks;

• Interfere with the functioning of the Site through automated tools, malicious code, or any disruptive activity.

3. Intellectual Property Rights

All content, features, and functionality on the Site, including but not limited to text, graphics, logos, and software, are owned by the Site owner or licensed to it and are protected by applicable copyright, trademark, and other intellectual property laws.

You may view and download materials for personal, non-commercial use only. Any reproduction, modification, distribution, or republication of Site content without prior written consent is strictly prohibited.

4. User-Generated Content

If you submit, upload, or provide any information, feedback, or content through the Site (“User Content”), you grant the Site owner a non-exclusive, royalty-free, worldwide, perpetual license to use, reproduce, modify, distribute, display, and perform such User Content for business-related purposes.

You represent and warrant that your User Content does not violate any third-party rights, contain unlawful material, or include harmful code.

5. Third-Party Links and Resources

The Site may include links to third-party websites or services not owned or controlled by the Site owner. These links are provided solely for convenience.

We make no representations regarding the content, accuracy, or practices of any third-party site and assume no responsibility for any loss or damage incurred as a result of accessing such sites.

6. Disclaimer of Warranties

The Site and all content are provided on an “AS IS” and “AS AVAILABLE” basis without any warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

We do not warrant that:

• The Site will be uninterrupted or error-free;

• Defects will be corrected;

• The Site will be free of viruses or harmful components;

• The content on the Site will be accurate, reliable, or complete.

7. Limitation of Liability

To the fullest extent permitted by applicable law, the Site owner shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from or related to your use of, or inability to use, the Site, even if advised of the possibility of such damages.

8. Indemnification

You agree to indemnify, defend, and hold harmless the Site owner, its affiliates, employees, contractors, and agents from any claims, damages, liabilities, costs, or expenses arising out of:

• Your use of the Site;

• Your violation of these Terms;

• Your violation of any rights of a third party.

9. Changes to the Terms

We reserve the right to modify or update these Terms at any time. Any changes will become effective immediately upon posting on the Site. Continued use of the Site after changes are posted constitutes your acceptance of the updated Terms.

10. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the applicable jurisdiction in which the Site owner operates, without regard to conflict-of-law principles.

Any legal action arising from or relating to these Terms shall be brought exclusively in the courts located in that jurisdiction.

11. Contact Information

If you have any questions about these Terms, please contact us using the information provided on the Site.